PAYLAP Score
Know your numbers. Own your future.
Check your credit score for free. Clear, jargon-free credit insights and a practical plan to improve it.
10K+
Active Users
50K+
Transactions
8K+
KYC Verified
4.5★
App Rating
What we do, and why it matters.
PAYLAP Score is an all-in-one mobile app that bundles credit-score tracking, Aadhaar KYC, a digital shopkeeper ledger, GST invoicing and lightweight HR tools into one product. It is built for everyday Indians and for shopkeepers and small business owners who want one trusted app for financial visibility and day-to-day operations.
On the personal side, you get a clear 300–900 credit score with category badges and improvement tips, plus paperless Aadhaar e-KYC via DigiLocker. On the business side, a digital khata replaces paper registers, GST-compliant invoices are one tap away and a referral wallet pays real cash via UPI for sign-ups you bring in.
The app speaks English, Hindi, Punjabi and Tamil — so it meets users where they are. Round-the-clock support is available via call, WhatsApp and email.
Built around real day-to-day needs.
Credit Score Tracking
Monitor 300–900 with insights, category badges and improvement tips.
Aadhaar KYC
Instant paperless verification via DigiLocker — government-backed.
Shopkeeper Ledger
Digital khata with customer credit/debit tracking and SMS reminders.
Invoice Generator
GST-compliant invoices, client records and payment-history management.
HR Management
Employee, salary, leave and advance tracking for small businesses.
Referral & Rewards
Share a referral code, earn wallet rewards as friends sign up.
Wallet & Withdrawal
UPI withdrawal, bank transfer and live referral-earning status.
24/7 Support
Help via call, WhatsApp or email — multilingual team.
Designed for the people who use it.
Your all-in-one app for credit score tracking, KYC verification, business ledger management, invoice generation and HR. Built for India — speaks four languages.
Rating
4.5 ★
Downloads
10K+ active users
Category
Finance / Business
Requires
Android / iOS
Built by people who've been in the room.
Six Modules, One App
No more switching between credit, ledger, invoice and HR tools.
Built for India
CIBIL, GST, Aadhaar and khata — designed around how India does business.
Government-Grade KYC
DigiLocker Aadhaar verification with zero paperwork.
Multilingual
English, Hindi, Punjabi and Tamil out of the box.
Always-On Support
Round-the-clock help across call, WhatsApp and email.
Questions, demos or partnerships — we're listening.
For anything beyond score, reach the group directly at support@paylap.in.
Let's build what's next, together.
A question, a partnership idea, or simply hello. Whatever brings you here, a real member of our team will get back to you.