What fractional land investing is
Instead of buying a whole plot for ₹10 lakh, you buy a share of one — sometimes for as little as ₹500. The plot is real, surveyed and freehold; you own a slice of it on paper and earn fixed daily interest until maturity.
Why investors like it
- Lower entry barrier than direct property purchase
- Rate locked at booking — market shifts don't penalise you
- Tangible: you can drive past the plot
- Daily interest accrual visible in-app
What to watch for
Ask for the survey number, request title-chain documents, and confirm the plot is freehold (not leasehold). PayLap Invest publishes the survey, photos and KYC trail for every plot before it goes live.
Returns and reality
We advertise 8–12% APR depending on the project. That's higher than a bank FD but lower than equity — sized exactly where land naturally sits. There's no shortcut to honest returns.
